Inland marine insurance covers goods transported over land, while ocean marine insurance covers goods transported over water. These differ from bailee coverage, which protects property belonging to others under the insured’s care, and cargo insurance, which covers carriers like trucking or shipping companies. Depending on your client’s business model, they may need inland marine, ocean marine, or both types of coverage. Our team can help you navigate this complex market to secure the appropriate inland marine and/or ocean marine insurance for your clients.

Any business that transports goods or people, whether on land or over water, should consider inland marine and/or ocean marine insurance. Even companies that outsource their maritime transport can benefit from the risk protection provided by ocean marine insurance. Businesses that typically benefit from these coverages include construction and contracting firms, landscapers, fine art manufacturers, shipping and warehousing companies, environmental firms, entertainment businesses, and transportation/motor truck cargo and pickup and delivery companies. With many factors to consider, let our insurance agents help you tailor a comprehensive inland marine and ocean marine insurance program for your clients.